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接力百度无人车,阿里无人店!融360融八牛或在金融AI风口实现无人

作者:小中 来源:未知 关注: 时间:2017-08-31 16:32

人工智能的渗透,正在侵蚀着某些行业从业人员的信心。就像那个家喻户晓的童话一般,“狼”来了。这股风真的如此猛烈么?今年两会,人工智能被首次写入政府工作报告,企业圈的政协委员们纷纷提案AI话题。从上层指示到下层贯彻,从产业发展到世界科技格局,人工智能之势如滔天洪水不可阻挡。人工智能到底是取代还是协作?又对哪些产业将产生深刻影响呢?或者能从这些大佬企业的动作窥见一二。

百度——进击的无人驾驶汽车

无人驾驶汽车离我们到底有多远?今年7月5日,李彦宏乘坐百度无人驾驶汽车驶上五环。视频连线中,李彦宏双手松开方向盘,面带一如既往的绅士微笑。视频另一端,百度AI开发者大会的数千名观众见证着这从未来看很可能是具有历史意义的一幕。在接连错过电商与O2O后,百度呕心沥血势要在下一个风口——人工智能上取得领先,无人驾驶汽车便是百度AI团队攻克的先锋项目。无人车出现后,最直观的影响是什么?驾驶事故的减少。

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无人车满街跑,但冰冷克制,不会有占道抢道、酒后驾驶等人为因素,但也对车险和专注驾驶的从业人员拉响了警报。沃尔沃公司CEO 哈坎·萨缪尔森曾预计到2020年,全球车险保费收入将减少200亿美元。尽管取代势头明显,不少专家却表示“还没那么快”。目前,国内车保市场还是稳步增长状况。2016年全国车险保费收入6835亿元,同比增长10.3%。眼前的肉还没吃完,但不要被表象所迷惑。美国一些大保险公司已经投入数百万美元研究创新, 专门应对即将来临的无人驾驶。想想十年前,谁又能想到人工智能发展如此之快呢?

融360——fintech领域全球第一款AI产品诞生

就在刚刚过去的几天,金融科技领域的独角兽企业融360宣布研发出了全球fintech领域第一款AI机器人——融八牛。虽然大数据在金融行业的应用起步较晚,但结合人工智能的推动,我国金融科技正在发生着一系列变革。可以预见,融八牛的刷脸贷款、金融智选、金融防骗服务等三项主要功能将在个人金融服务领域发挥着重要作用。



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